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Examples
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The lawsuits stem from hospital care where patients were referred to in-network hospitals but received care from out-of-network physicians.
The Seattle Times 2011
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“An individual determined to be covered under a health insurance program under subclause (I) shall be referred by the grantee to the existing providers under such program or, if such individual does not have a current provider, to a provider who is in-network with respect to the program involved.”
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You are correct in your analyses concerning reimbursement percentages involving out-of-network vs. in-network and medicare/medicaid charges which are ‘negotiated’ and agreed to per contracts with providers (physicians and hospitals).
Wonk Room » AHIP Attempts to Portray Doctors as Villains 2009
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According to the Congressional Research Service, the actuarial value of a typical HMO (assuming only in-network usage) is approximately 93%.
Wonk Room » Wall Street Journal Argues For Inadequate Coverage 2009
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Including these lower in-network rates would undoubtedly prove that a vast majority of billing rates are lower than the excessive out-of-network rates.
Wonk Room » AHIP Attempts to Portray Doctors as Villains 2009
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An individual determined to be covered under a health insurance program under subclause (I) shall be referred by the grantee to the existing providers under such program or, if such individual does not have a current provider, to a provider who is in-network with respect to the program involved.
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I was a bit disappointed yesterday that the President failed to answer the last question from the women who had had polio about "in-network" and "out-of-network" providers.
Democratic senator: Public health insurance option dead 2009
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Ohio state employees face an out-of-pocket maximum of $3,000 per family for in-network coverage, including a deductible of $400 and a co-insurance rate of 20%.
Collective Bargaining Weakens Cities Robert M. Costrell 2011
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“An individual determined to be covered under a health insurance program under subclause (I) shall be referred by the grantee to the existing providers under such program or, if such individual does not have a current provider, to a provider who is in-network with respect to the program involved.”
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Typically, Express Scripts—which administers the prescription drug programs for insurers and employers—determines which pharmacies are covered in-network by a particular health plan.
Walgreen, Express Scripts in Kansas City Deal Timothy W. Martin 2011
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